With interest rates fluctuating and the cost of living rising, many homeowners are exploring remortgaging as a way to potentially save money or secure more manageable repayments. If you're considering remortgaging in 2025, understanding when to make your move is crucial to maximising these potential savings. Here's what you need to know to get ahead of the game.
Mortgages
Three in five first-time buyers depend on the bank of mum and dad in order to get onto the property ladder, according to research by Just Group. In the last five years, 61 per cent of FTBs relied on financial help from relatives in order to purchase a property. In comparison, just 20 per cent of FTBs relied on financial assistance from relatives 30 years ago.
